Monday, March 4, 2013

Summer Camp Discounts

By Jeff Lorenz


Camp can be just as educational as school, with the added dimension of children learning through experience. Through activities and play, children learn a wide range of skills and develop physically, emotionally, socially, and intellectually. At camp, children learn by doing, living, and experiencing things for themselves. It's one thing to watch a nature program on television, but quite another to experience nature in real life.

Residential camps can be downright expensive, even if the experiences are worth every penny. If you're trying to figure out how you can afford to send your child to summer camp, consider the following cost saving ideas.Cheap Summer Camp

Current private campers especially those on the east coast, are now looking at alternatives that might be far less expensive. One way to save is to look in the midwest. Savings can be a much as thirty percent after airfare.

For many you may need to change your private camps look to alternative programs that might be similar to what you have done in the past yet less expensive. This is just a matter of shopping on the internet for price. See Swift Nature Camp as a wonderful value camp.Outdoors Summer Camp offer not only a chance to be outside but the opportunity to build friendships.

For other children the answer may be to leave the private summer camp programs altogether and choose a less expensive overnight camp program, such as a YMCA or a even a church program. These summer camps can save nearly 30% or more compared to the private camps.

In most local areas park districts offer some form of day summer camp. These are usually the most cost effective, however, day camps generally do not offer the same array of activities and benefits that an overnight summer camp provides.

Discounts and campership programs are available from most Camps. However, it does not make Camp free. Individually, camps decide how to run their discounts. So, ask the camp director how their particular program runs to see if it will help your situation.

If these areas still leave summer camp out of the question the ACA American Camp Association recommends: 1) Parents should inquire into whether the camp participates in income-eligible subsidy programs, for instance through Title XX. 2) A Dependent Care Flexible Spending Account allows parents to be reimbursed on a pre-tax basis for child care or adult dependent care expenses for qualified dependents that are necessary to allow parents to work, look for work, or to attend school full time. Visit the FSA Feds Web site for more information. 3) In certain circumstances, day care expenses, including transportation by a care provider, may be considered dependent care services and paid with pre-tax dollars. Visit the Internal Revenue Service (IRS) for more information. 4) Child and Dependent Care Tax Credit: The IRS allows an income tax credit of up to $6,000 of dependent care expenses if you have two or more dependents (up to $3,000 for one dependent). The amount of the credit is based on your adjusted gross income and applies only to your federal taxes. This applies to qualifying day camp expenses as well. Visit the FSA Feds Web site for more information.

Not all camps are equal and cost is often reflected in quality of programs. Please do your research to ensure a quality experience for your child. Be sure to ask about staffing. Some camps use volunteers while others have paid staff. Look at counselor-to-camper ratios. Look in to, how many campers are sleeping in each cabin with what number of children. Are the counselors over 18? If not, be wary.

Search out the total cost of the camp. This should include not only tuition, but transportation, camp store, spending money, laundry, off-site trips, and uniforms (if required). Ask about how deposits and if it is refundable. When are fees due?

Camp is all about Safety. You want to be reassured that your child will be safe and will return home at the end of camp. Be sure your camp is an accredited member of the American Camp Association. The ACA ensures that over 300 standards are met in their accreditation process.

Lastly, It is important to try to remember the experience of being a kid. Summers are long, and the experiences at camp create a lifetime of memories. For many adults, these recollections are some of their fondest. Do what you need to to suit your needs, but don't let this summer pass your child by without a summer camp experience




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Sunday, March 3, 2013

What To Know About Doulas

By Ava Hudson


The non-medical persons who are given the job of assisting women during, before or after childbirth are known as doulas. This term is taken from a word from the Ancient Greek language that means female slave or servant. These persons are sometimes called labor coaches. They are sometimes given the responsibility of helping the family or partner of a mother by providing them with information, physical assistance and emotional support.

The presence of a doula during pregnancy and labor, is associated with an improved fetal and maternal health, and other benefits. This is also true of friends, family and nurses. Many organizations provide training and certification to individuals interested in this line of work. However, there is no oversight to this particular practice and the title may be used by any person.

While people who work in the medical field are focused on having a safe childbirth, the doula is more interested in guaranteeing that the mother feels safe and confident throughout the process. The presence of doulas is controversial in most medical settings because there is belief that these individuals pressure mothers to avoid medical treatments, such as epidurals and c-sections. While this is not entirely true, a doula does emphasize the importance of natural birth.

This term was first used in a study performed by Dana Raphael in the early 1970s. Those who seek out these individuals are looking for the support they are guaranteed to provide during childbirth. This support may be physical, such as massaging, providing water, and ensuring ultimate comfort; or emotional, offering company, talking in a soothing tone and giving encouragement.

Sometimes these people offer information and advice as it relates to the pregnancy. A doula may work with a family or woman before and after the birth of baby, as per the request of the client. In many situations, these individuals are hired for the job around eight months of pregnancy. Continued support from the same source is an important component of the relationship between a doula and mother.

Cost for such services will differ and are often charged by visit. These individuals may be located through private practice, hospitals or other special programs. Parents that live in big cities, and are older and more affluent, are likely to have a doula. These individuals may also be used to offer care to elders who are critically ill.

The outcome of the mothers and children have been known to improve when there is continuous support available. Research has been done to support the benefits of doulas or a support system made up of family, friends, and midwives or nurses. Still, there are some medical facilities that have banned the involvement of these persons because it is believed that the child and mother are endangered when cared for by these individuals.

Doulas are people who are hired to offer assistance to a woman, as well as her family, during childbirth. This may be throughout the pregnancy, labor and afterbirth. Oversight is not done when it comes to training and certification of these people. However, the goal of the doula is to provide physical and emotional support to the child and the mother during the event, which is believed to improve the overall condition of all parties involved.




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